Find your way forward.

Free, confidential financial & housing counseling for Pennsylvania families. Wherever you are on the map, we will help you find the next step.

Who we are

A trusted nonprofit since 1994

For over 30 years, myWaypoint has walked alongside individuals and families who are working to overcome financial hardship and build a more secure future.

Serving local communities

This longevity means the guidance you receive is built on real experience, not guesswork.

Individuals served

Since 1994, myWaypoint has been helping our neighbors near and far find their footing and very single one of them started with a single conversation.

Average of families served are low-to-moderate income

Our team is committed to reaching the households who need support most. Free counseling keeps that support within reach, no matter your financial situation.

How We Help

Wherever you’re starting, there’s a way forward

Everyone’s financial journey looks different. myWaypoint organizes its support around three connected programs, each designed to meet you at your current coordinates and guide you forward. Not sure where you fit? Start with a free session and we will point you in the right direction.

How we help

Wherever you’re starting, there’s a way forward

Everyone’s financial journey looks different. myWaypoint organizes its support around three connected programs, each designed to meet you at your current coordinates and guide you forward. Not sure where you fit? Start with a free session and we will point you in the right direction.

I need help with housing credit debt asset-ownership
so I can build a more secure financial future.

I want to help invest in my neighbors, and support my community to thrive.

I Need Help with
housing credit debt asset-ownership
so I can build a more secure financial future.

I Want to Help invest in my neighbors, and support my community to thrive.

my Waypoint

Anchor

Facing a serious financial setback? Whether it is foreclosure or a decision about debt, Anchor helps you understand every option and find steadier ground, at no cost

my Waypoint

Launch

Ready to buy your first home or car? Launch gives you the tools, education, and confidence to make your move.

my Waypoint

Vista

Helps you manage student loans, build savings, and plan for the long term.

Your support keeps counseling free

Every gift and every partnership helps a Pennsylvania family turn financial doubt into security.

Whether you are an individual donor or a robust organization looking to create significant community impact, there is a place for you here. When we live in a place where even our most vulnerable neighbors can thrive, we all win.

Our partners

We are grateful to the individuals, businesses, and organizations whose generosity keeps counseling free for Pennsylvania families.

Thank you for walking alongside our neighbors.

Upcoming events

Learn, connect, grow

Join us at an upcoming event and take the next step toward financial confidence — free workshops, expos, and community programs open to everyone.

Questions & answers

Is myWaypoint’s counseling really free?

Yes. myWaypoint is a nonprofit, and our financial and housing counseling is free and confidential for Pennsylvania residents.

A myWaypoint counselor can help with almost any money question, from falling behind on your mortgage to buying your first home to paying down debt. Every session is free, confidential, and led by a HUD-Certified Housing and Credit Counselor. You’ll leave with a review of your credit, a personalized spending plan, and clear next steps. There is no wrong place to begin. Call 215-348-8003 to book your free session.

No. myWaypoint serves residents nationwide for Bankruptcy support and across the state of Pennsylvania for financial and housing counseling, so you don’t need to live near our Richboro or Levittown offices to work with a counselor. Call 215-348-8003 or toll-free at 833-838-1160 to get started. Counseling is always free, confidential, and open at every income level.